Liability Rating
Master Policies
Liability Rating
Limits available are either $2,000,000 or $5,000,000. For liability coverages, a premium rating table has been established, as follows. We believe these annual liability premiums will be quite competitive. However, should these premiums prove to not be competitive, or if the minimum premiums prove to be too high, the insurer has confirmed they will review these premiums. In any event, the "10% off" provision will apply.

Clinics: $2,000,000 Coverage Limit
 
Clinic Type Each Veterinarian Each Veterinary Technician Each Administration Employee Minimum Premium per Clinic
Small Animal $100 $50 $25 $250
Mixed/Large $200 $100 $50 $350
Equine/Aquaculture $400 $200 $100 $750
Consultants/Health Research/Pathologists refer refer refer refer

Clinics: $5,000,000 Coverage Limit

  $2,000,000
Coverage Limit		 $5,000,000
Coverage Limit
Small Animal

$100

$125
Mixed/Large

$200

$250
Equine/Aquaculture

$400

$500

Individual Independent Contractor

  $2,000,000
Coverage Limit		 $5,000,000
Coverage Limit
Small Animal

$100

$125
Mixed/Large

$200

$250
Equine/Aquaculture

$400

$500

Individual Employee of Clinic

  $2,000,000
Coverage Limit		 $5,000,000
Coverage Limit
Small Animal

$100

$100
Mixed/Large

$100

$125
Equine/Aquaculture

$200

$250


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